Best deposits to earn up to 4%

Yields are starting to decline, but there are still good opportunities across all time frames.

Exactly one year ago, the best six-month deposit on the market paid 4.11%; the most generous at one year, 4.40%, and the most attractive at 24 months, 4.36%. Today, the most eye-catching returns over the same time frame are 3.62%, 3.62%,

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