Homebuyers who do not need a mortgage are on the rise: what is their profile?

Homebuyers have greater financial capacity than they did last year. As evidence, the percentage of those who do not need to use a mortgage has increased in one year from 32% to 35%, a difference of three percentage points. This figure is also eight points higher than in 2022 which was 27%.

This is evident from the report “Spanish Mortgage Profile in 2024” published today by photo house which details that, from the new owner who does not need a mortgage, is 17% complete the purchase via your own savings; He 10% he uses resp

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