If the creditor's attitude makes it difficult or even impossible for the debtor to properly comply with the terms of the agreement, then he cannot bear any negative consequences as a result. However, this may result in those settings being changed or revoked. This arrangement is the central institution of any restructuring procedure. This is where the debtor and creditor agree on the appropriate method (or methods) for restructuring the obligations. This arrangement has legal consequences as long as it is legally approved by the court. Then the execution phase begins. But what if the debtor cannot fulfill the terms of the agreement because of the creditor's demands?